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Instagram has yet to explicitly address the outage, but it seems fairly obvious that this error message is the result of a bug inside the app. The app hasn’t made any conscious effort to disable filters, and your phone and WiFi are probably fine as well.
Instead, it seems like Instagram’s servers may be down, which is causing errors like the one many users are currently complaining about.
Source: https://www.distractify.com/p/why-does-instagram-say-unable-to-use-effect
