Folks are slowly returning to work as states reopen, but as of writing this, unemployment in the United States for nonfarm workers is 13.3 percent. This is a small decline from rates we saw in late spring, but the increase in employment has also added to the increase in virus cases in each state. The global health crisis is far from over, and when the second or third waves hit we will likely see unemployment claims rise again if we have to return to a state of lockdown. I am one of many Americans depending on unemployment payments because my workload decreased due to the health crisis. While I am saving some money because of a lack of travel and the cancellation of summer camps and sports for my kids, our budget is still a concern. But according to experts, one of the things parents should never say to their kids is, “we can’t afford that.” Here’s why.