15.
“One of those Bootcamp style gyms opened up within walking distance from our apartment. We wanted to get in shape and figured we’d check it out. It was run by a married couple who was really nice. Initial classes were very small but the exercise was great. The husband also did martial arts instruction so I was considering getting into that. They were doing a really reduced special to get a year membership, so I went for it and paid half upfront. A few weeks later, they asked for the remaining payment and I said ‘Sure, why not?’ A little bit after that they called and said, ‘Sorry, but we opened the gym with a verbal agreement that we would be getting a large number of karate students and that fell through, so we have to shut down. We will get your money back once we get settled after we move back home.'”
“I foolishly had paid for all this but never had even gotten a written contract or whatever. They just ended up ghosting me and stopped replying to everything.”
—u/urchisilver
Source: https://www.buzzfeed.com/mayaogolini/bad-financial-decisions
